Clifton Teh
Product Manager | AI & Digital Transformation
I translate messy business needs into practical digital products — combining product thinking, AI experimentation, stakeholder management, and delivery experience across public sector, banking, insurance, marketplaces, and growth systems.
Singapore Land Authority
Crédit Agricole CIB
Allianz Insurance Singapore
SuccessTutor
Singapore Management University
University College DublinProof points from real delivery
Selected outcomes from public sector, banking, insurance, and growth work — not invented numbers.
Product work in progress
A focused set of products I am designing or building right now — across AI, marketplaces, and B2B SaaS.
Japan Local Travel Advisor
An AI travel companion for international visitors navigating Japanese-language reviews, booking rules, cultural context, and local recommendations.
Seller Profit Planner
A seller decision-support tool that helps marketplace sellers understand whether promotions, discounts, ads, and fees are actually increasing profit or only volume.
Tuition Operations Platform
A CRM and operations portal for tuition agencies to manage parent enquiries, tutor matching, class operations, payment tracking, and follow-up workflows.
Projects with real organisations
Selected projects completed with real organisations, stakeholders, and business constraints.
Digital Transformation Strategy — Hai Sia Seafood
Developed a digital transformation roadmap for a traditional seafood business, covering operations, inventory management, and e-commerce readiness. Proposal was selected as a top entry for strategic value and feasibility.
Confidential Customer Analytics Project
Analysed real transaction data for a beauty and retail company using RFM, cohort retention, lift analysis, discount response, and segmentation logic.
Where I've worked
Cross-domain experience spanning public sector digital systems, banking technology, insurance transformation, and growth ventures.
Working on digital conveyancing, adoption readiness, AI proof-of-concepts, user journey mapping, training, satisfaction analysis, and product prioritisation.
Delivered requirements, UAT, release readiness, and change management across a customised trade finance platform spanning 30+ global entities.
Worked across workplace transformation, IT finance reporting, cloud migration, ITSM improvement, governance, and executive reporting.
Designed the website, enquiry funnel, CRM workflows, payment tracking, and growth experiments for a tuition agency.
What I bring to a product team
Product Strategy
AI & Automation
Research & UX
Analytics & Business Impact
Delivery & Stakeholders
I come from a cross-domain background across public sector, banking, insurance, education, and digital business. My strength is connecting business context with product execution — understanding users, structuring problems, aligning stakeholders, and turning ideas into practical systems that can be tested, adopted, and improved.
Let's connect
I am open to Product Manager, Associate Product Manager, AI Product Manager, and Digital Transformation roles in tech, marketplaces, SaaS, and financial services.